What is a Health Reimbursement Arrangement?
An employer-funded account shaped around the plan design you choose.
The live NueSynergy HRA page is not framed around ICHRA or QSEHRA categories. Instead, it presents seven employer plan designs that change when the employer's money begins paying and what costs it offsets.
The seven designs listed there are:
- Employee Pay First
- Employer Pay First
- Employer GAP HRA
- Employee GAP HRA
- Percentage Based Reimbursement
- Co-Pay Share
- Premium Reimbursement
How those designs work in practice
Different funding patterns for different plan strategies.
Across those seven designs, the common pattern is consistent: the employer funds the account, defines when reimbursements begin, and decides which expenses are eligible. NueSynergy's live page highlights deductible-sharing models, percentage reimbursements, and fixed-dollar co-pay offsets rather than a one-size-fits-all HRA template.
The most specific design on the live page is Premium Reimbursement HRA for employers with fewer than 50 full-time employees. That version reimburses employees for individual-market premiums up to $4,950 for individual coverage and $10,000 for family coverage per year.
NueSynergy also lists multiple access methods once eligible expenses are incurred: carrier-integrated eClaims reimbursement, online claims through the member portal, paper claims by fax or mail, and debit-card access where the plan design allows it.
“* Migrating to the NueSynergy HRA helped us control our premium growth while expanding reimbursement for our executive team.”
Marcus Rivera
VP of Human Resources
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