Every consumer-directed account in one ledger.
Quote any combination in a single proposal. One service team, one monthly invoice, one compliance library — regardless of which accounts your client enrolls in.
Our brokers usually bundle FSA + HSA + COBRA + Commuter into a single proposal — and layer LSA or SpouseSaver when a client asks for something distinctive.
Talk to partnerships →Flexible Spending
Set aside pre-tax dollars for eligible medical, dental, vision and dependent care expenses.
ExploreHealth Savings
An individually owned, tax-favored account that lets members pay for qualified health expenses.
ExploreHealth Reimbursement
Employer-funded, tax-advantaged accounts designed around each client's benefits strategy.
ExploreCommuter Benefits
Pre-tax transit and parking, with purses riding on the same debit card as FSA/HSA.
ExploreSpouseSaver
Incentivize spouses to enroll in alternate group plans with an exclusive incentive account.
ExploreCombined Billing
Reconcile premiums from multiple carriers on a single statement — one ledger, one invoice.
ExploreDirect Billing
Premium collection for retirees and members on leave — outside the COBRA workflow.
ExploreCOBRAcare+ Administration
Audit-ready administration with written notices, tracked elections, and in-house ERISA counsel.
ExploreCompliance Services
Plan documents, nondiscrimination testing, and ERISA wrap support for the plans you already offer.
ExploreCommunications Portal
Full-service content delivery that employers need today to reach their employees effectively.
ExploreLifestyle Spending
Company-sponsored funds that support the health, wellness and lifestyle activities of employees.
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